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Insurance & Payment

At JW Family Dentistry, we believe you should understand your costs before treatment begins. Our team handles the administrative details and explains your options clearly—no guesswork, no hidden fees.
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Insurance & Billing

We work with most major dental plans, including:

  • Canadian Dental Care Plan (CDCP)
  • Greenshield
  • Manulife
  • Sun Life

Not sure about your coverage? Bring your insurance card to your appointment and we'll verify your benefits.

We file claims with your insurance.

Before any recommended treatment, we will:

  • Review your coverage and annual maximums
  • Explain what's covered under your plan
  • Provide a treatment plan with cost estimates
  • Submit predetermination requests for major treatments when needed
  • Process direct billing where available

You'll receive a clear breakdown of what your insurance covers and your estimated portion before proceeding.

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Payment Options

We accept multiple payment methods:

  • Cash
  • Cheques
  • Debit (Interac)
  • All major credit cards (Visa, Mastercard, American Express)

Our front-desk team will walk you through your estimated costs before treatment so you can plan accordingly.

Flexible Financing

We offer payment plans to help manage dental expenses:

  • In-office payment plans
  • Third-party financing options
  • Ability to spread costs over time

Our team will explain the available options and terms clearly so you can choose what works for your budget.

Receptionist with clipboard speaking to a male patient at a dental office front desk.
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